How to pay for purchases in installments on Yandex Market

In conditions where Apple Pay does not work, you can find several alternative payment systems at once: you already know SBPey, but what about Yandex Pay? The company launched its service a year ago, and right now, perhaps, it will become even more relevant. You probably ignored it and did it in vain: it has its own cool features and nice bonuses. Moreover, recently installments appeared in Yandex Pay is an important tool for living in new realities. We tell you what Yandex Pay is, how to use it and how to pay for purchases in installments.

Understand how the new installment payment feature works on Yandex.Market


How to set up Yandex Pay

You just need to add one or more cards to your Yandex account for the payment to work

Yandex Pay is Yandex payment service, which exists for non-cash payments. To do this, you must have a Yandex account and you must log in to the site or application. Yandex Pay does not create a separate card – you have just linked your own physical or virtual.

To do this, you will need to enter data in your personal account: card number, expiration date and CVV code. You can add several cards at once and, if necessary, select the one you need, then click the “ЯPay” button. From now on, you will be able to use the service. The advantage of this method is that you receive bonuses both from Yandex, if any, and from the bank depending on the rate of your card.

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Where Yandex Pay works

Currently through Yandex Pay you can pay for services and purchases on the Internet. To do this, you just need to have linked cards in the service, and when paying, the data will be automatically taken from your Yandex account. Even now, payment can be made at online clothing stores, mobile carriers, and even utilities and utilities. Yandex Pay credits up to 3% Plus points, which can be spent on Yandex.Market, when ordering food or calling a taxi.

Yandex Pay already has a sufficient number of partners with a payment system

At the same time, if you want to issue a refund, you will need to contact the seller or the bank: Yandex Pay is not involved in considering issues regarding the refund. Or payment via Yandex Pay is secure: data is stored in encrypted form, and in order to steal money, you just need to pull out your smartphone, go to the desired site (of which, frankly, there are not so many), d press the payment button and enter the SMS code. Nevertheless, be careful and do not provide access to the service to third parties: the Yandex Pay user agreement stipulates that any payment through the service is considered to be made by the user himself.

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How to buy in installments on Yandex Market

The other day Split payment plan added to Yandex Pay: unlike the same function in Tinkoff, payment in parts of Yandex.Split does not involve additional commission. It will be paid by the seller due to the fact that he will receive more buyers. Thus, the company expects the average purchase price to increase, which is important in the current economic situation.

This is how the installment payment from Yandex works

It’s also convenient that you don’t have to fill out applications, wait for approval, and pay interest. Remittance in Yandex Pay is designed for 4 installments: the first is debited immediately, the rest – every two weeks in equal installments. In this case, the seller immediately receives the full amount. How to do?

There is no need to wait for approval or fill out forms to apply for an installment plan in Yandex.Market

  • Open Yandex.Market and find the product you need.
  • Add an item to your cart and access it.
  • Scroll down a bit and you will see the installments.
  • If you are satisfied with this payment method, click on “Order”.
  • After that, enter the address, select the delivery time and the payment card and click on payment.

Payment by installments on Yandex.Market – a novelty, so there are some nuances. Do not be afraid, if anything – there are all the answers on Yandex.Split right on the site.

Крутые товары с АлиЭкспресс, о которых должен знать каждый

Installment payment on Yandex Market

If this method does not suit you, you can use a loan from Tinkoff or pay in installments by credit card. But in this case, we are significantly overpaying. Look, we got it all figured out.

You can try a loan from Tinkoff, but here we expect an overpayment

  • Click “Apply” next to “Tinkoff Loan”.
  • Complete the application and select the term of the loan.
  • Click on “Submit Application”.

In this case, you will have a serious overpayment. Please note that Yandex.Station itself will cost 5039 rubles with delivery. In the case of a loan from Tinkoff, we will deposit 966 rubles every month – in the end we will get 5,796 rubles. The overpayment will be 757 rubles, which is about 15% of the amount.

It’s a bit more cost-effective to pay for goods with a Tinkoff credit card: it can be used to activate 3-12 month installment plans. We pay separately only for registration of installments – the commission is 12% (604 rubles). Accordingly, the purchase will cost 5,643 rubles. That is, although the amount will have to be paid once a month, we overpay a lot. On this background Yandex.Split installment is more profitable.

Остаемся на связи в нашем Телеграм-чате!

The Yandex Pay team promised to continue implementing the Split installment plan. This is considered a great option for paying for necessary purchases, but not for spending money right away.