Russian banks are preparing to withdraw their applications from the App Store. What’s going to happen ?

Despite the fact that disable App Store in Russia while no one seems to be going, the Russian segment of the Apple catalog has already been subject to a large number of restrictions. First, you and I were prohibited from paying for purchases with MasterCard and Visa cards, then Mir was deactivated, and now payment by phone number is being phased out. But Cupertino decided not to stop there and, in addition to banning payments using the most popular methods, they also began to remove banking apps. So far, thank God, not all of them, but only those who have fallen under the sanctions. But after all, the rest can also get it, which means you have to somehow get out of the situation if it happens.

Banks

Russian banks do not rule out their apps being removed from the App Store

According to Vedomosti, Russian banks have already begun to actively work out their actions in case they Apps will also be removed from the App Store. and Google Play. In fact, they want to circumvent the “cancellation” policy that Apple applies to credit institutions in Russia.

❗️ТУТ МЫ ВЫКЛАДЫВАЕМ ЭКСКЛЮЗИВНЫЕ СТАТЬИ, КОТОРЫЕ НЕ ВЫХОДЯТ НА САЙТЕ

Despite the fact that so far the deletion affects only those banks that are included in the list blocking penaltiesit is not excluded that either the absolute majority of them fall there, or that they are simply expelled from Cupertino without waiting for a corresponding decision from the United States.

Apps from Russian banks are removed from the App Store

VTB and Sovcombank offer to install their applications via a certificate. But it’s not safe and most likely temporary.

So far, the list of Russian banks whose apps have been removed from the App Store does not exceed six:

  • VTB
  • Sovcombank (Halva)
  • Novikombank
  • Opening
  • Promsviazbank
  • Sberbank

They also promised to remove Alfa-Bank, which was on the blocking sanctions list at the same time as Sberbut it still holds. Apparently there are a few different rules for him. Nevertheless, it is already possible to understand how the banks will act, whose applications will be removed from the App Store and Google Play.

Now iOS allows you to freely install any app bypassing the app store if you have a company certificate

Most convenient for later use, but not the most convenient way to implement install the app bypassing the app store is to use a company certificate. You just install it as a regular beta profile and you will have an app on your device that is not in the official catalog.

  • Advantages: you have access to the familiar application
  • disadvantages: it’s not safe because the profile can be changed or you can download it in the wrong place, and temporarily, because Apple can block the certificate at any time, because they issue it to the companies.

❗️ПОДПИШИСЬ НА НАШ ЧАТИК В ТЕЛЕГРАМЕ. ТАМ МЫ ОТВЕЧАЕМ НА ВОПРОСЫ ЧИТАТЕЛЕЙ

Another method is to use Progressive Web Apps (PWAs). In fact, they are adapted versions of banking sites that can be added to the desktop of the iPhone and used as native applications, adjusted for the fact that they work on the power of the browser.

  • Advantages: well optimized PWAs neither in appearance, nor in interface design, nor functionally differ from native applications, Apple cannot block them.
  • disadvantages: In most cases, PWA banking apps look exactly like websites, have a URL string and lack a number of functions, which is why using them is nowhere near as convenient as a native software.

Install Apps on iPhone Not from App Store

Oddly enough, but so far banks use both methods. For example, VTB and Sovcombank offer their customers to download a certificate from their website to install a mobile application without going through the App Store. And for those who are afraid, unwilling or unable to cope, an adapted web version is available. In general, yours and ours. Another question is that it is still impossible to consider this as a trend.

Most likely, soon we will all be using web-based versions of banking applications running in the browser.

The same Sberbank, if you look, did not play with certificates, although frankly they could. The main Russian bank has its own SberStore, through which enterprise applications for employees are distributed. A certificate is installed on their personal devices, which gives them access to software for staff. That is, the schema is already debugged. And setting access levels is a matter of five minutes. But Sberbank decided not to take risks and not expose its certificates to the risk of blocking. So Sberbank online now only exists as a web application.

❗️В КАНАЛЕ СУНДУК АЛИБАБЫ КАЖДЫЙ ДЕНЬ ВЫХОДЯТ ПОДБОРКИ ЛУЧШИХ ТОВАРОВ С АЛИЭКСПРЕСС

Curiously, the banks Vedomosti spoke to adhere to the same strategy. Many of them have decided not to lash out and provoke Apple anymore. Therefore, access to your mobile clients in case app store removal they will provide as web applications. This opinion, in any case, was expressed by the so-called backbone banks. However, it is possible that their decision will eventually change.

Are we going to lose something by moving to use of web applications? Well, in general, yes. First, convenience. After all, even if bank developers turn their sites into clones of native clients, the need to install them in different places, and not from a single source, can become a serious problem for many not too savvy users. But there is also the issue of security, challenged by the fact that bank customers will be forced to enter their data on websites, most of which will not be able to confirm the authenticity.